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The vision of the West Coast Co-operative Credit Union is to be the number one Credit Union on the west coast of Dominica.
About Us
The links in the hierarchy under this menu provides all the information about the WCCCU as an organization including its history, mission and objectives and committee members.
- How to Join
  You can become a member of the West Co-operative Credit Union Ltd (WCCCU). If you qualify, simply visit our Member Services Department and our caring and supportive staff will assist you in becoming a member.
  - Junior Savers
    Have a parent or guardian can open a Junior Savers Account for you and hand it over at 15 when you come of age for WCCCU membership.
  - Organizations
    Groups and Organizations can join the WCCCU by sending a Letter from the Executive authorizing opening of the account and naming three members to sign on the group’s behalf.
  - From Overseas
    To join the WCCCU from overseas, simply apply in writing, by mail, email or fax, and we will promptly send you a Membership Card.
- Mission & Objectives
  The purpose of the WCCCU shall be total development of its membership and maximize member's benefits through cost effective financial services.
- History of the WCCCU
  On September 25th, 2005 history was made when the West Coast Co-operative Credit Union Ltd. was born, by the joining of the Salisbury Credit Union (SCCU) and Colihaut Credit Union (CCCU).
  - The CCCU
    The Colihaut Co-operative Credit Union Ltd. began as a savings union, pioneered by deceased teacher Osborne Georges.
  - The SCCU
    The Salisbury Co-operative Credit Union Ltd. began in 1958. The idea was transferred to the public through Sunday classes conducted by Mr. James Royer and Mr. Cuthbert Sweeny.
- Transfer of Funds
  Members of the WCCCU residing overseas can transfer funds to their savings and loan accounts without a middle man.
- BOD & Committees
  The WCCCU Board of Directors, Supervisory Committee and Credit Committee: all of whom are elected at an annual AGM
  - Board of Directors
    The Board of Directors is elected by the credit union membership during the annual general meeting (AGM) and reports directly to the membership. The board members serve on a voluntary basis.
  - Supervisory Committee
    The Supervisory Committee is elected by the credit union membership during the annual general meeting (AGM). The members serve on a voluntary basis and report to the membership.
  - Credit Committee
    The Credit Committee is elected by the credit union membership during the annual general meeting (AGM and members serve on a voluntary basis.
- Management Team
Services
The links in the hierarchy under this main item directs to links of pages with information about; Insurance, Service Fees, Utilities Payments, Fixed Deposits and other useful services that the WCCCU extends to its customers.
- Family Indemnity Plan
  The Family Indemnity Plan (FIP) offers financial comfort during difficult times by providing cash benefit to be used to cover funeral costs for Credit Union members and eligible family members.
- MoneyGram Transfer
  MoneyGram money transfer service gets your money there fast with its ten (10) minutes time frame. With the MoneyGram global computer network, your money arrives quickly and safely.
- Utilities Payments
  The WCCCU makes it easy for members and non-members to pay their utilities bills.
- Insurance
  The WCCCU has sourced exceptional loan and savings insurance coverage for its members.
- Service Fees
  When compared with those of other institutions, the WCCCU offers the best interest and fixed deposit rates and charges for any given service.
Savings
The links in the hierarchy under this main item directs to links of pages with information about; Fixed Deposits, Member Share Capital, Junior Savers Deposit and etc.
- Member Share Capital
  Representing the shares/equity that members will own in the WCCCU. Members will invest in their credit union and leave money there so that they can continue to be part owners of WCCCU.
- Junior Savers Deposit
  WCCCU welcomes young persons to its family of depositors through its Junior Savers Deposit Account.
- Christmas Club Deposit
  With the Christmas Club Deposit members are encouraged to save for the upcoming Christmas season.
- Fixed Deposits
  Invest in a fixed deposit and earn much more on money you don’t need to keep on hand.
Loans
The links in the hierarchy under this menu provides all the information about the WCCCU Loans; Mortgages, provident and productive loans and etc.
- Loan Application
  Loan Application Core Requirementsincludes: Job letter, Passbook, Photos, Recent Pay slip and etc.
- Cash Secured
  This type of loan is given to a member whose requirements are within his savings amount. Loans up to 90% of the savings will be approved.
- Mortgages
  Building or buying a home is one of the most important and exciting decisions and is one of your biggest investments.
- Easi Max
  Easi Max 5000 is a secured short-term cash advance that allows members to meet their short term cash flow dilemma.
- Members Overseas
  Members of the WCCCU residing overseas can now apply for loans too. This is in keeping with the goal of the society to serve its members and even exceed their expectations.
- Character
  This loan is given to members based on their character (i.e. credibility of the member with the society).
- Provident loans
  Provident loans are for people who are looking for relatively small amounts of cash that can be available to them within days. Whatever you need quick cash for, Provident loans could be the answer.
  - Real Estate
    The Credit Union shall have a lien on the motor vehicle until the loan is fully repaid. The motor vehicle must be comprehensively insured throughout the life of the loan and said insurance should be assigned to the WCCCU.
  - Debt Consolidation
    The WCCCU is always prepared to enable its members by offering debt consolidation.
  - Furniture & Appliance
    Our Quick Purchase Loan was especially designed for members with existing loans who desire a loan to purchase appliances and/or furniture.
  - Motor Vehicle
    The Credit Union shall have a lien on the motor vehicle until the loan is fully repaid. The motor vehicle must be comprehensively insured throughout the life of the loan and said insurance should be assigned to the WCCCU.
  - Vacation & Travel
    Thinking of getting away? Need a break from the daily routine? Take a Vacation Loan at the WCCCU.
  - Medical
    WCCCU cares! Especially in times like these we will take care of you!
  - Educational
    Take the loan yourself if you have regular income during the period of study.
  - Home Improvement
    WCCCU enables you to make more space for your growing family and increase the value of your home.
- Productive loans
  Our productive loans can be used by members to generate income and to create or sustain self-employment. They can also be used to create employment for others and to provide goods and services for the public.
  - Agricultural
    The WCCCU always has the farmers in mind. That is why the FARM Plus was developed to help farmers in purchasing inputs for their farms.
  - Business Development
    Our business development loans are used by members to breed employment and generate income.
News & Press
News and Press Releases published at this page for users and our customers. The news mainly centers around the WCCCU, but will also include information on the financial sector and Dominica as it impacts the WCCCU.
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The society’s head office, located in the heart of Salisbury is the heartbeat of the entire community.