WCCCU Frequently Asked Questions (FAQ)
- Can a current member decide not to continue as a shareholder?
- Can a member living out of state apply for a loan?
- Can I buy more than one Share?
- Can I leave my shares to someone else in my will?
- Can I sell my shares if I have outstanding loans?
- Can I withdraw my shares?
- Can shares be used as collateral for loans?
- Does the WCCCU facilitate foreign exchange?
- Does the WCCCU facilitate foreign exchange?
- How does this affect Current Members?
- How is interest on loans calculated?
- How will my shares be recorded?
- Is there a processing fee when applying for a loan?
- What about savings that are not held against loans?
- What are your rates on fixed deposits?
- What happens if I sell my shares?
- What is a co-maker’s right?
- What is Member Share Capital?
- What is the age requirement for a loan?
- What is the maximum loan amount paid?
- What time does the loans department open?
- What will happen to members who do not have the minimum of $50?
- What will happen to my savings when I sell my shares?
- When and where can I buy more shares?
- Who is a co-maker?
- Why interest on savings is only paid only once a year?
- Why introduce Member Shares?
- Will children’s accounts be affected?
- Will I receive dividends on my shares?
- Will interest be paid on my savings and deposit accounts?
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