WCCCU makes obtaining a Home EASY!


Building or buying a home is one of the most important and exciting decisions and is one of your biggest investments. WCCCU is dedicated to making the processing of your loan and the construction of your home easy and affordable.

Any amount above $350,000.00 for this type of loan, has to be approved by the credit committee.


  • Low interest rate
  • 100% financing
  • No Processing Fees, no hidden charges
  • Up to thirty (30) years to repay.
  • Loan protection insurance of the entire loan at no cost to you
  • We arrange affordable home insurance to protect your home and valuables


  • Letter of intent to sell from vendor
  • Valuation of property (if purchasing)
  • Approval Plans and certified, detailed estimates
  • Certificate of Title in Member’s name
  • 5% minimum on savings